Sign on to Online Banking
LOG IN to the new look and feel of CitizensNet Banking!
Citizens Reward Checking Account
You must deposit $100 to open this account. A minimum balance fee of $8 will be imposed every statement cycle if the balance falls below $300 any day of the cycle. $3 monthly statement fee will be imposed (waived for eStatements). Citizens Reward Checking includes access to CitizensNet Banking, ATM/Chip-enabled debit card, cellular telephone protection*, travel and leisure discounts*, identity theft protection service*, accidental death and dismemberment insurance coverage* and more.*For detailed information on eligibility, restrictions of rewards and insurance coverage, see brochure at the following link: Citizens Reward Checking Presentation Tool.
Business Checking Account
You must deposit $100 to open this account. A minimum balance fee of $15 will be imposed every statement cycle if the balance falls below $2,000 any day of the cycle. No minimum balance charge is assessed if the account has three (3) or less withdrawals per statement cycle, excluding electronic fund withdrawals.
To open a NOW Account, you must deposit $1,500. A minimum balance fee of $10 will be imposed every statement cycle if the balance falls below $1,500 any day of the cycle. We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. Interest begins to accrue on the business day you deposit non-cash items, such as checks. Interest will be compounded and credited to your account every month.
Rate Information: Your interest rate and annual percentage yield may change. We may change the interest rate on your account every week, at our discretion.