Citizens State Bank

Bank Where the Name Doesn't Change.


Banking the way it should be. Personal. Local. Trusted.

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Give the Gift of Choice this Christmas.


Enjoy waived purchase fees on your first five gift cards.


Gift Card Promo

Start Your New Year Off Strong.


Take control of your finances - and your peace of mind. Simplify your debt.
Save money. Stress less.

Let's Consolidate

    Find the fast solutions you've been looking for.

    Serving our communities since 1925.


    My family has banked with Citizens State Bank for as long as I can remember. They’ve been with us through every milestone - from our first home loan to our kids’ savings accounts. It’s comforting knowing we can walk into any branch and see familiar faces who truly care.

    Sarah M.
    Citizens State Bank Customer


    What I love most about CSB is how personal the service is. I’m not just an account number. My banker knows my name and always takes the time to help me find the right solution. That kind of service is hard to find these days. 

    James R.
    Citizens State Bank Customer


    Citizens State Bank doesn’t just talk about community; they live it. From sponsoring local events to volunteering with local organizations, they’re always showing up for the people they serve. It feels good to work with a bank that gives back.

    Maria L.
    Citizens State Bank Customer

      The Citizens State Bank of Texas Community
      The bank has made several loans, investments, and donations over the years to people and organizations within its communities as well as volunteer service hours to meet the needs of many nonprofits.
      Financial Education
      We recognize the importance of providing children with the fundamental understanding of their future finances and offer local students the opportunity to participate in a program we sponsor.
      New Account Promotion
      Looking to open a new checking, savings or business account? Receive a gift when you open a new account with us today! Some restrictions apply.
      A family on bikes

      Discover our latest competitive rates.

      12 Month CDs

      as high as

      3.09%

      APY

      18 Month CDs

      as high as

      2.93%

      APY

      182 Day CDs

      as high as

      3.60%

      APY


      Check up on the latest articles on our blog.

      Savings Accounts

      Build your savings towards what matters.

      Start saving for your goals, big or small. With flexible options and competitive rates, your future is within reach.

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