Features
Payables
Ensuring your business partners and vendors are paid efficiently is an important part of maintaining the relationships you rely on to keep your business moving forward. We make it simple to process these payments quickly and easily with traditional solutions such as ACH and credit card payment options.
Receivable
Incoming cash is fundamental to the cash flow equation that keeps you in business. Ensuring you are able to process and convert incoming payments into cash quickly is where we can help. With solutions such as ACH services, merchant card services, and remote deposits, we can streamline your receivables processing and improve cash flow.
Funds transfer
Control account balances automatically2. Be sure your business has cash where and when you need it with automatic funds transfer services from CSB. Our business bankers will work with you to implement automated solutions that enable you to effectively manage funds in multiple accounts.
Automated sweeps
Maximize returns and minimize interest expenses by using a sweep account to automatically move excess funds to pay down lines of credit or add to accounts.
Fraud management
Protect your business from fraudulent transactions. The risks of check and electronic payment fraud are a reality of doing business today. CSB can help mitigate those risks and minimize losses with easy-to-use fraud management solutions. Our local cash management representatives can help identify and integrate the right solutions to effectively monitor and protect your accounts.
Positive pay
Positive Pay uses automation to prevent check fraud by uploading issued check files to review and decide on exception items online.
Basic online business banking
Simple tools to help small- to medium-size businesses quickly and easily manage financial accounts online.
Our basic online banking service provides essential tools for monitoring daily balances and transaction details, with the ability to add on a number of Cash Management services as your needs change.
Whether you choose our Basic Online Business Banking or our Cash Management product, your will receive:
- Access to current-day balance information and transaction details
- Powerful self-administration tools
- Available alert emails and text messages
- Easy downloads to QuickBooks™
- Secure log-in access
Bill Pay+
Enroll in Bill Pay+ to quickly and easily pay bills1 from your digital banking dashboard.
Online bill pay can be added to your online business banking services. With an easy-to-use interface, online bill pay lets you pay almost any person or company in the U.S., receive and pay bills online, and schedule repeating payments. You can also designate secondary user access levels to enhance your internal controls.
Discover more ways to manage your business accounts with CSB's cash management services.
Cash Management Services
Take control of your finances with cash management services from CSB.
Our local representatives will partner with you to implement secure, scalable solutions designed to optimize your working capital and better manage your cash flow.
- Pay your employees through Direct Deposit
- Submit ACH files to efficiently pay your vendors
- Submit ACH files for account receivables allowing your money to work faster for you
- Fund Transfers
- Positive Pay
1 Transactions typically occur within 1-2 business days. Bill pay transactions must be submitted by 3 pm CST for next day delivery. Any requests submitted after 3 pm CST will be delivered within 2 business days. Person to person transactions initiated through email, text message, or direct deposit typically occur within 1-2 business days and person-to-person transactions initiated using a bill pay check will be mailed within 5-7 business days.
2 Cut of time for online transfers between your CSB accounts is 6 pm central standard time for same day availability. Transfers made after 6 pm will be available the next business day. Transfers between banks have a cutoff time of 3pm CST and typically occur within 1-2 business days.