Business man using a business credit card on a laptop computer in his office

Business Credit Cards















All our cards are on the table

Choose from our popular business credit card options to find the one that works best for your business. No matter which card you choose, your business will benefit from important features.
 
 

Enjoy the rewards

Start off right with a 3,000 Point Bonus1 and then receive one point for every dollar you spend. Redeem points for travel, gift cards, merchandise, and even cash back. Treat yourself to a vacation, brand name appliances, or put money back in your pocket.

 

We have the support you need

With 24-hour customer assistance, online access, and your local Citizens State Bank representatives available to help, you'll be sure to have the support you need.




Man in his home business office using a credit card
Standard Business Card

Features Include

  • No introductory rate
  • APR2 of prime plus 10.99%
  • No Annual Fee

Business man in meeting using a credit card
Preferred Points Business Card

Features Include

  • No introductory rate
  • APR2 of prime plus 10.99%
  • Annual fee of $49
  • Cardholders can earn points3 towards a broad array of interchangeable rewards including travel, cash back, merchandise, and retail gift cards






















1Receive 1,000 bonus points each month you use your new card during the first three months after receipt.
2Please see application for current annual percentage rates, transaction, penalty, and other fees.
3Maximum of 10,000 points per month with preferred points card. To view or redeem rewards points, visit www.dreampoints.com/preferredpoints or call 866-678-5191.
Credit card program is issued and administered by TIB The Independent BankersBank, N.A. Please see application for full terms and disclosures.