With many confusing offers out there, make the local choice from CSB
Enjoy the rewards
Start off right with a 3,000 Point Bonus1 and then receive one point for every dollar you spend. Redeem points for travel, gift cards, merchandise, and even cash back. Treat yourself to a vacation, brand name appliances, or put money back in your pocket.
No annual fee
No need to worry about receiving an annual fee with your Citizens State Bank Credit Card.
Low intro rate of 2.90% APR
For the first six months. Thereafter, a variable rate of 11.99 percent for the Low-Rate Card or 16.99 percent for the Preferred Points Rewards Card.
Your Card. Your Community. Your Convenience.
Helping you spend less time banking and more time enjoying life is just part of the Citizens State Bank experience. That's why we offer a variety of personal credit cards for you to choose from based on your lifestyle, your needs, and your financial goals. Whether you want to pay down balances faster, maximize cash back, earn rewards, or begin building your credit card, we have the ideal card for you.
Take your pick of a Preferred Points Rewards Card packed with options, or a Low-Rate card with an even more competitive ongoing APR.
Visa Gift Cards
Give the gift that counts to your family and friends with Visa Gift Cards
Visa Gift Cards are easy, convenient, and available in values ranging from $10 to $1,000; they can be used everywhere Visa is accepted. With many designs to choose from, you can show your appreciation in an impactful way.
A purchase fee of $3.95 per card will apply. After 12 consecutive months of inactivity, a $2.95 monthly fee applies for every month the card is not used beginning in the 13th month. Gift cards may not be increased or reloaded after initial purchase.
1 Receive 1,000 bonus points each month you use your new card during the first three months after receipt.
2 Please see application for current annual percentage rates, transaction, penalty, and other fees.
3 Personal credit card applications only.
4 Maximum of 10,000 points per month with preferred points card. To view or redeem rewards points, visit www.mypreferredpoints.com or call 866-678-5191.
Credit card program is issued and administered by TIB The Independent BankersBank, N.A. Please see application for full terms and disclosures.