Business Banking


Products Built for Your Business

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Attractive choices
 
Choose from a variety of business banking solutions designed to support your goals today while giving you the flexibility to grow tomorrow.
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Local decisions
 
Work with lenders who know your business, understand your community, and make decisions right here locally.
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Investing in you
 
Put your money to work with competitive interest-bearing accounts that help your business make the most of every dollar.
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Run Your Business Seamlessly
 
Manage your business with secure digital banking tools, payment solutions, and convenient services that keep you connected wherever work takes you.






  • Competitive rates on real estate, equipment, construction and other commercial loans
  • Working capital lines of credit can be used to enhance cash flow and cover a wide variety of operating costs
  • Financing opportunities for start-ups as well as established businesses
  • Flexible repayment terms that align with your annual business cycle
  • Make convenient payments by scheduling automatic transfers from your business checking account

  • Funds for equipment, livestock, real estate, operating expenses and more
  • Term loans and lines of credit
  • Competitive interest rates
  • Flexible repayment terms that can be tailored to your yearly financial cycles
  • Personal assistance from financial professionals with in-depth knowledge of the industry

Standard Business Card
  • No introductory rate
  • APR2 of prime plus 10.99%
  • No Annual Fee
Preferred Points Business Card
  • No introductory rate
  • APR2 of prime plus 10.99%
  • Annual fee of $49
  • Cardholders can earn points3 towards a broad array of interchangeable rewards including travel, cash back, merchandise, and retail gift cards

  • Simple, affordable everyday banking
  • Low opening deposit
  • Convenient online and mobile account access
  • Free Visa® Business Debit Card
  • Pay bills and deposit checks from anywhere
  • Local bankers ready to help your business grow

  • Earn interest on your business savings
  • Low opening deposit
  • Online & Mobile Banking access
  • Build reserves for future opportunities
  • FDIC insured for added peace of mind

  • In-store payment terminals
  • Mobile payment options
  • Online & E-Commerce processing
  • Point-of-sale system integration
  • 24/7 customer support









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1Receive 1,000 bonus points each month you use your new card during the first three months after receipt.
2Please see application for current annual percentage rates, transaction, penalty, and other fees.
3Maximum of 10,000 points per month with preferred points card. To view or redeem rewards points, visit www.dreampoints.com/preferredpoints or call 866-678-5191.
Credit card program is issued and administered by TIB The Independent BankersBank, N.A. Please see application for full terms and disclosures.
 
1Visa Debit cards are subject to a $5 replacement fee. Non CSB ATMs may impose additional fees and surcharges. You may also be charged a fee by the ATM operator or any network used, and you may be charged a fee for a balance inquiry even if you do not complete a funds transfer.
Not sure where to start? We're here to help!

Frequently Asked Questions

Accounts can be opened in-person at any of our seven branch locations.
When opening a checking account, you will need:
  • Two forms of ID (one photo ID)
  • Proof of address (if current address is different from that shown on ID)
  • Check, money order, or cash for initial deposit
All depositor’s accounts at an insured depository institution such as CSB, including all noninterest-bearing transaction accounts, are insured by the FDIC up to the standard maximum deposit insurance amount ($250,000) for each deposit insurance ownership category. For more information about FDIC insurance coverage, visit FDIC.gov.