As a business owner or CFO, you need real-time access to your financial accounts. Whether you run a small business or a big company, our online banking services deliver secure, scalable digital solutions for managing your finances.
Basic online business banking
Our basic online banking service provides essential tools for monitoring daily balances and transaction details, with the ability to add on a number of Cash Management services as your needs change.
Whether you choose our Basic Online Business Banking or our Cash Management product, your will receive:
Bill pay
Online bill pay can be added to your online business banking services. With an easy-to-use interface, online bill pay lets you pay almost any person or company in the U.S., receive and pay bills online, and schedule repeating payments. You can also designate secondary user access levels to enhance your internal controls.
Discover more ways to manage your business accounts with CSB's cash management services.
Cash Management Services
Our local representatives will partner with you to implement secure, scalable solutions designed to optimize your working capital and better manage your cash flow.
Ensuring your business partners and vendors are paid efficiently is an important part of maintaining the relationships you rely on to keep your business moving forward. We make it simple to process these payments quickly and easily with traditional solutions such as ACH and credit card payment options.
Incoming cash is fundamental to the cash flow equation that keeps you in business. Ensuring you are able to process and convert incoming payments into cash quickly is where we can help. With solutions such as ACH services, merchant card services, and remote deposits, we can streamline your receivables processing and improve cash flow.
Control account balances automatically2. Be sure your business has cash where and when you need it with automatic funds transfer services from CSB. Our business bankers will work with you to implement automated solutions that enable you to effectively manage funds in multiple accounts.
Maximize returns and minimize interest expenses by using a sweep account to automatically move excess funds to pay down lines of credit or add to accounts.
Protect your business from fraudulent transactions. The risks of check and electronic payment fraud are a reality of doing business today. CSB can help mitigate those risks and minimize losses with easy-to-use fraud management solutions. Our local cash management representatives can help identify and integrate the right solutions to effectively monitor and protect your accounts.
Positive Pay uses automation to prevent check fraud by uploading issued check files to review and decide on exception items online.
1Transactions typically occur within 1-2 business days. Bill pay transactions must be submitted by 3 pm CST for next day delivery. Any requests submitted after 3 pm CST will be delivered within 2 business days. Person to person transactions initiated through email, text message, or direct deposit typically occur within 1-2 business days and person-to-person transactions initiated using a bill pay check will be mailed within 5-7 business days.
2Cut of time for online transfers between your CSB accounts is 6 pm central standard time for same day availability. Transfers made after 6 pm will be available the next business day. Transfers between banks have a cutoff time of 3pm CST and typically occur within 1-2 business days.
Bank anytime, anywhere with the CSB Mobile Banking app. Access your account 24/7.
Additional data charges may apply
All of a depositor's accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.
For more information about FDIC insurance coverage visit FDIC.
System Institution ID 772843
Additional information: www.nmlsconsumeraccess.org
