Christmas Personal Loans


This year, skip the letter to Santa.





If your holiday wish list is getting a little long - gifts, travel, gatherings, décor, year-end surprises - a Citizens State Bank Personal Loan can help make the season bright. We can’t deliver toys by sleigh… but we can help you fund the Christmas you’re dreaming of.

Why Choose a CSB Personal Loan This Season?

Competitive Rates
So your budget stays as jolly as your holiday spirit.
Quick, Local Decision-Making
No waiting on the North Pole to get back to you.
Flexible Terms
Your hometown bank for 100 Christmases and counting.



Perfect For…

  • Holiday gift shopping

  • Travel to see loved ones

  • Hosting family gatherings

  • Winter home updates

  • Managing year-end expenses

Whatever’s on your wish list, we’re here to help you check it twice.






Let's make your Christmas dreams come true!