With a low minimum balance and a variable interest rate, a Regular Savings account from CSB is a safe and simple way to save.
Account Details
- Minimum to Open - $200
- Monthly Service Fee - $2
- Minimum Monthly Balance to Avoid Monthly Service Fee - $200
- Interest Bearing - Yes
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Regular Savings Fees & Disclosures
Rate Information: This Account is an interest-bearing account. The interest rate and annual percentage yield (APY) is subject to change at our discretion no more than weekly. Interest begins to accrue on the business day of your deposit. Interest will be compounded and credited to the account quarterly. If the account is closed before interest is credited, you will not receive the accrued interest. For the most current interest rate and annual percentage yield (APY), please contact your local branch.
Balance Information: We use the daily balance method to calculate the interest on the account. This method applies a daily periodic rate to the principal in the account each day. You must maintain a minimum balance of $0.01 in the account each day to obtain the disclosed APY.
Limitations: You must deposit $200.00 to open this account.
Account Fees: A minimum balance fee of $2.00 will be imposed every statement cycle if the balance falls below $200.00 any day of the quarterly statement cycle. A fee of $2.00 will be assessed for each debit in excess of three (3) during a quarterly statement cycle including transfers from a savings account to another of your accounts with us or to a third party by means of a preauthorized or automatic transfer, telephonic agreement, order or instruction by check, draft, debit card or similar order made by you and payable to third parties.