Smart Ways to Save for Retirement

Preparing Today for a More Comfortable Tomorrow

Retirement may feel far off, but the truth is that the steps you take today can have a big impact on your future. Whether you’re early in your career, in your peak earning years, or starting to think seriously about life after work, having a solid retirement strategy in place helps bring peace of mind, and flexibility down the road.

One of the most effective ways to prepare for the future is by using retirement accounts designed to help your money grow over time while offering valuable tax advantages.

Why Saving for Retirement Matters

Retirement isn’t just about leaving the workforce. It’s about maintaining the lifestyle you’ve worked hard to build. Having dedicated savings can help cover everyday expenses, healthcare costs, travel, and the unexpected. The earlier and more intentionally you save, the more options you’ll have later.

That’s where Individual Retirement Accounts (IRAs) come in.

Understanding Your IRA Options

IRAs are popular retirement tools because they’re flexible, accessible, and available to individuals at many stages of life. Depending on the type of IRA you choose, you may benefit from tax-deferred growth or tax-free withdrawals in retirement.

For customers who prefer stability and predictable growth, an IRA paired with a Certificate of Deposit (CD) can be an appealing option. IRA CDs offer a fixed rate for a set term, helping protect your principal while your retirement savings grow steadily.

Introducing Our NEW IRA Jumbo CD

We’re excited to introduce a new option designed specifically for customers with larger retirement balances: the IRA Jumbo CD.

This account is ideal for individuals who are:

• Consolidating retirement funds
• Looking for a safe, long-term growth strategy
• Seeking competitive returns without market volatility

The IRA Jumbo CD follows the same balance requirements as our standard Jumbo CDs, with a minimum deposit of $100,000. It provides the same structure and tax advantages of a traditional IRA CD, while offering an option tailored to those with more substantial retirement savings.

View Our Rates

Is an IRA Jumbo CD Right for You?

An IRA Jumbo CD may be a good fit if you value:

• Stability and predictability
• A long-term, conservative retirement approach
• The ability to keep a larger balance working efficiently for your future

As with any retirement decision, it’s important to consider your overall financial picture, time horizon, and goals.